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Furthermore, customers for this kind of strategy might have extreme lawful or criminal backgrounds. It is essential to note that different carriers offer a variety of issue ages on their guaranteed issue plans as reduced as age 40 or as high as age 80 - life insurance for cremation. Some will certainly also provide greater face worths, as much as $40,000, and others will certainly permit for better fatality advantage problems by enhancing the rate of interest with the return of premium or minimizing the number of years up until a complete fatality advantage is available